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8 июня 2012 г.

LOCKO-Bank – is among the leaders on creating favourable credit conditions for SME segment

According to annual research ‘Index of Favourable Credit Conditions for Small Business Development" LOCKO-Bank is No. 2 among Russia’s banks on the level of favourable credit conditions, No. 4 on the quality of consulting and No. 4 on total degree of readiness to lend to small business. Credit policy index reflects market position of the Bank in terms of credit cost and credit security. As LOCKO-Bank fully meets market requirements on SME credit products it is confidently No. 2 on this indicator. At the same time LOCKO-Bank still places priority on the quality of consulting at Bank's offices and is No. 4 on the respective parameter in the Index demonstrating high quality of presentation of credit programs and readiness to lend to the borrower. The combination of all indicators reflecting the readiness of LOCKO-Bank to lend to small business allowed the Bank to become No. 4 in total rating. Index of Favourable Credit Conditions for Small Business Development is calculated by National Institute of Systemic Research of Entrepreneurial Issues and Finist Consulting Company from February 2010. The objective of the project is to provide the banks and entrepreneurs with relevant information about small business lending market. LOCKO-Bank launched SME lending program in 2004. Nowadays major advantages of the Bank are flexible approach to credit scoring, long-term lending, short credit approval time, personalised and high quality service at every stage of cooperation between the Bank and the client. Lending to SME segment is provided in over 20 branches of LOCKO-Bank regional network