LOCKO-Bank has improved one of the most popular products for business – unsecured credit "LOCKO-Light". The credit developed for small companies is characterized by simplified procedure to obtain it. It is possible to formalize "LOCKO-Light" to replenish working capital or use for commercial purposes without confirming financing purposes. The most convenient terms and conditions are offered to the clients:
- Credit term – up to 36 months (with the possibility to extend this term to 42 months!)
- Form of financing — credit with monthly principal repayment schedule
- Credit amount — RUR 300,000 to 6,000,000
- Without security
- Surety — personal guarantee by the business owner and related companies
Credit granting is accompanied by personal manager and authorization is made just within 2-3 business days.
Besides, clients may enjoy "LOCKO-Light" service package for business that includes:
- opening account according to any Tariff plan;
- free account maintenance during the first month of operation;
- free maintenance of the "Client-Bank" or "iBank2" system during the first month of operation;
- bank card verification;
- fee free SMS-messaging in the first month of operation.
Using "LOCKO-Light" credit jointly with the service package under the same brand client may extend the credit term up to 42 month, get 3 months holiday on payment and in case of seasonal business of the borrower work out an individual payment schedule.
You may get detailed information on all terms and conditions, interest rates and submit a credit application at the Bank’s web-site, in LOCKO-Bank’s offices or by making a call to the Contact-center at 8-800-250-50-50 (free calls within Russia).