LOCKO-Bank took the 13-th line in «The Most Reliable Top-100 Russian Banks» rating as of 9M 2013 according to «Profile» - Russian analytical weekly magazine. LOCKO-Bank continues to be in Top-20 of the rating on a regular basis for several years.
LOCKO-Bank’s CFO Roman Kornev said: «High reliability ratio is the result of LOCKO-Bank’s development strategy implementation as a universal financial organization. We are trying to develop our key business lines successively and harmonically –SME and retail lending, raising funds from international financial organizations and private clients, working in financial markets. It allows us to support high growth rates and to follow all requirements to keep bank‘s stability at a comfort level simultaneously.
To calculate reliability ratio the next components were included: capital adequacy, banking liquidity, borrowings in interbank lending markets, etc. Such approach allows us to exclude any subjective estimate and gives understanding about bank’s stability, but not its success.