According to annual survey ‘Index of Favourable Credit Conditions for Small Business Development" LOCKO-Bank is No. 2 on the level of favourable credit conditions among Russia's banks.
"The survey results prove that we are successfully working with SME segment" - says Igor Mishin, Head of SME Business Department. Our credit policy involves well-balanced and comprehensive evaluation of potential borrower; and existing products and those which are planned to be launched enable to meet all needs of small and medium sized businesses while maintaining the credit risks at required levels. As a result were are able to systematically develop our relationship with our existing clients and attract new borrowers".
At the moment LOCKO-Bank has 11 credit programs for SME segment including the most popular products such as lending for working capital financing and special purpose lending, and still rare at the Russian market – business mortgage lending and investment financing.